• Mobile Account
• Money Transfer
• Bill Payment
• International Home Transfer
• IBFT
• Donations

Khushaal Beema Easypaisa now brings “Khushaal Bema”; a savings product offering, through which our Mobile Account Customers upon savings Rs. 2,000 or more in their Mobile Accounts can get Life and Accidental Death Insurance of up to Rs. 1 Million absolutely free. Not just this, with Khushaal Bema, the more you save in your Mobile Account, the higher will be your insurance coverage. So hurry, subscribe now!

Product Featurs

• Ease of product subscription: Existing Mobile Account Customers can subscribe for Khushaal Bema by dialing Telenor Pakistan’s helpline 345 from their mobile phones or by visiting their nearest Telenor Sales and Service Center or Franchise
• Flexibility of product subscription: Unlike traditional banking, existing Mobile Account Customers can subscribe for Khushaal Bema 24 hours a day, 7 days a week
• Free life and accidental death insurance:
  • Khushaal Bema Customers, who maintain an average minimum monthly balance of Rs. 2,000 in their Mobile Account, will receive life and accidental death insurance of up to Rs. 1 Million absolutely free.
  • In case of natural death, a subscriber’s nominee will receive a sum of up to Rs. 500,000 whereas in case of accidental death, the nominee will receive a sum of up to Rs. 1,000,000 along with a monthly cash benefit of Rs. 5,000 for five years in the case of accidental death.
  • The actual sum insured will be tied to customers mobile account balances. Higher a customer’s Mobile Account Balance, higher will be his insurance coverage. The current insurances coverage’s offered to customers are as under.

Mobile Account Average Monthly Balance (Rs.)	Sum Assured
	Natural Death	Accidental Death
	Lump Sum (Rs.)	Lump Sum (Rs.)	Monthly Amount (Rs. pm)
2,000 to 5,000	50,000	100,000	n/a
5,001 to 10,000	100,000	200,000	n/a
10,001 to 25,000	250,000	500,000	n/a
Above 25,000	500,000	1,000,000	5,000 Per Month for 5 Years

*Monthly amount is only applicable in case of accidental death for above 25k bracket

This insurance also covers the risks of riots and terrorism as well.

• If you are an existing Mobile Account Customer, call at Telenor Pakistan’s helpline 345 or visit your nearest Telenor Sales and Service Center or Franchise to subscribe for Khushaal Bema.
• If you are not an existing Mobile Account Customer, visit your nearest Telenor Sales and Service Center, Telenor Franchise, Tameer Microfinance Bank Branch or Easypaisa Sahulat Ghar to open your Mobile Account. Once you have your Mobile Account activated, you can subscribe for Khushaal Bema through the Telenor Franchise or Telenor Sales and Service Center or by calling Telenor Pakistan’s helpline 345. Make sure you have the name and valid CNIC number of your proposed insurance policy beneficiary at the time of subscription. 

Terms and Conditions

• Subscribers will have to maintain an average monthly balance of Rs. 2,000 in their Mobile Account to become eligible for the free Life and Accidental Death Insurance.
• New Khushaal Bema Subscribers, who subscribe at any time during a month, will be applicable for free insurance provided they meet the minimum balance criteria for the numbers of days they stay subscribed in the subscription month  
• Free Insurance works on a month on month basis.
• Service Charges
  Easypaisa khushaal Beema does not carry any service charges

Easy Paisa Bank Transfer

Easy Paisa Bank Transfer

Money Transfer to Others’ Banks from Easypaisa Shop The “Easypaisa Money Transfer to Bank Account” allows you to send money to your friends, family and business partners directly into their Bank Account from any easypaisa shop in the most efficient, secure and convenient way. This service doesn't necessarily need a Telenor connection or a mobile phone. Any person in Pakistan can use this service without any registration. Any person who wants to send money to any bank account of their friends, family or their business partners can avail this service by visiting an easy paisa shop. For example, you are a shopkeeper and want to transfer funds to your supplier directly into your supplier’s bank account. This service will also help you if you have purchased goods from a merchant and want to transfer funds into his bank account. For the first time, it has now become easier for the people living in the rural areas to send money to bank accounts in real-time.

Product Features

• Any person with a valid Nadra CNIC can send money to a bank account
• This service is available from any easypaisa shop
• No more waiting in long lines - Money Transfer can be done even at late hours and over the weekend
• There is no paperwork or form-filling required
• An instant SMS message will be sent to both the Sender and the Receiver on sending/receiving money
• This service is not limited to Telenor subscribers; other mobile network subscribers can also use this service
• This service is approved by the State Bank of Pakistan
• Money can be sent to Accounts of the following Banks:

Bank Name

Allied Bank Limited

United Bank Limited

Habib Bank Limited

Askari Commercial Bank Limited

Bank Al Habib Limited

Bank Al Falah Limited

Faysal Bank Limited

Meezan Bank Limited

Soneri Bank Limited

Standard Chartered Bank Limited

Bank of Punjab Limited

SAMBA Bank Limited

Bank Name

Burj Bank Limited

Silk Bank Limited

KASB Bank Limited

JS Bank Limited

Summit Bank Limited

Apna Microfinance Bank Limited

Sindh Bank Limited

Dubai Islamic Bank Limited

NIB Bank Limited

Bank Islami Pakistan Limited

Bank Al Barakah

Muslim Commercial Bank

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Sender needs to bring the following information to send money to bank accounts

• Their original and valid Nadra CNIC
• Receiver’s Bank Account Number
• Receiver’s Bank Account Title
• Their own mobile phone number (optional) and the receiver's mobile phone number (optional)

Important Note:

Expired Nadra CNICs will not be accepted for sending money to Bank Accounts.

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Money Transfer to Bank Account

100 Rupees including FED will be charged on each transaction.

Sending & Receiving Transactional Limits:

• Rs.15,000 per month on a CNIC
• There is no limit on number of transactions per CNIC in a month
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Money Transfer through Easypaisa Shop

Money Transfer through Easypaisa Shop Using Easypaisa Money Transfer, you can now send and receive money to and from family, friends, etc from any Easypaisa shop in the most efficient, secure and convenient way. You do not have to own a Telenor connection, nor do you need to have a mobile phone at all. The best thing about the service is that any person in Pakistan can use this product and that no registration is required! Any person with a need to send money from one city to another can use this service from any Easypaisa shop. For example, household staff, drivers, guards, etc. can all now send their monthly salaries home to their families from urban cities to rural villages. Similarly, parents can send funds to their children at educational institutions in other cities for tuition fee, monthly pocket money etc. And people who travel frequently, who don't want to carry cash can use this service as Travelers Cheques by sending money to themselves from one city and collecting the money in another city. Any person with a valid Nadra CNIC can send money to a bank account This service is available from any easypaisa shop No more waiting in long lines - Money Transfer can be done even at late hours and over the weekend There is no paperwork or form-filling required An instant SMS message will be sent to both the Sender and the Receiver on sending/receiving money This service is not limited to Telenor subscribers; other mobile network subscribers can also use this service This service is approved by the State Bank of Pakistan Money can be sent to Accounts of the following Banks: Bank Name Allied Bank Limited United Bank Limited Habib Bank Limited Askari Commercial Bank Limited Bank Al Habib Limited Bank Al Falah Limited Faysal Bank Limited Meezan Bank Limited Soneri Bank Limited Standard Chartered Bank Limited Bank of Punjab Limited SAMBA Bank Limited Bank Name Burj Bank Limited Silk Bank Limited KASB Bank Limited JS Bank Limited Summit Bank Limited Apna Microfinance Bank Limited Sindh Bank Limited Dubai Islamic Bank Limited NIB Bank Limited Bank Islami Pakistan Limited Bank Al Barakah Muslim Commercial Bank

To Send Money: The Sender needs to bring and provide the following for a Money Transfer:

• Their original and valid Nadra CNIC along with 1 Photocopy of the CNIC (Mandatory) 
• Receiving person's valid Nadra CNIC Number (Mandatory) 
• Their own mobile phone number (optional) and the receiver's mobile phone number (Optional)
  • During sending, the Sender will be asked to enter a 5-digit secret pass-code on the Retailer’s mobile phone. This pass-code should not be told to the Retailer, and only communicated to the Receiver
  • If the Sender and Receiver mobile phone numbers are provided, both the Sender and Receiver will receive confirmation SMS messages containing the transaction information

To Receive Money: The Receiver needs to bring and provide the following for a Money Transfer:

• Their original & valid Nadra CNIC along with 1 Photocopy of the CNIC (Mandatory) 
• They must know the Transaction ID and the 5-digit secret pass-code (communicated by the Sender) 

Important Note:

Expired Nadra CNICs will not be accepted for the sending or receiving of Money Transfer transactions. (Refer to FAQs for details)

Money Transfer (from CNIC to CNIC)

Slab Start	Slab End	Charges	FED*	Total Charges
1	400	25.20	4.80	Rs. 30
401	1000	51.72	8.28	Rs. 60
1001	2500	103.45	16.55	Rs. 120
2501	4000	155.17	24.83	Rs. 180
4001	6000	206.90	33.10	Rs. 240
6001	8000	258.62	41.38	Rs. 300
8001	10000	310.34	49.66	Rs. 360
10001	13000	362.07	57.93	Rs. 420
13001	15000	413.79	66.21	Rs. 480

All charges are subject to 16% FED

Sending & Receiving Transactional Limits:

• Rs.15,000 per month on a CNIC
• There is no limit on number of transactions per CNIC in a month

Money Transfer (From CNIC to Mobile Account)

Money Transfer (easypaisa shop to Mobile Account)
Slab Start	Slab End	Charges*	F.E.D* (16% as per Govt. Regulations)	Total Charges (inclusive of FED)
1	200	12.93	2.07	15
201	500	21.55	3.45	25
501	1,000	30.17	4.83	35
1001	2500	60.34	9.66	70
2,501	4,000	90.52	14.48	105
4,001	6,000	120.69	19.31	140
6,001	8,000	150.86	24.14	175
8,001	10,000	181.03	28.97	210
10,001	13,000	211.21	33.79	245
13,001	15,000	241.38	38.62	280

(All Amounts in RS.)